Effective Date: March 20, 2026

1. ACCEPTANCE OF TERMS

By accessing and using financialarchitects.com (the "Site"), provided by Financial Architects, Inc. ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use the Site.

2. NO FINANCIAL ADVICE

The content on this Site is for informational purposes only and does not constitute professional financial, investment, legal, or tax advice. No fiduciary relationship is created by your use of the Site. You should consult with a qualified professional before making any financial decisions.

3. USE OF THE SITE

Eligibility: You must be at least 18 years of age to use this Site.

Prohibited Conduct: You agree not to use the Site for any unlawful purpose, to transmit viruses, or to attempt to gain unauthorized access to our systems or cloud-based CRM tools.

Accuracy of Information: If you provide information via our contact forms (Name, Email, Phone), you agree to provide accurate and current information.

4. INTELLECTUAL PROPERTY

All content on this Site—including text, graphics, logos, and code—is the property of Financial Architects, Inc. or its content suppliers and is protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works from this content without express written consent.

5. THIRD-PARTY LINKS & TOOLS

The Site may contain links to third-party websites or services (such as Meta, Google, or partner financial institutions) that are not owned or controlled by us. We assume no responsibility for the content, privacy policies, or practices of any third-party websites.

6. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Financial Architects, Inc. shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, the Site. This includes, but is not limited to, reliance on any information obtained from the Site.

7. DISCLAIMER OF WARRANTIES

The Site is provided on an "as-is" and "as-available" basis. We make no warranties, expressed or implied, regarding the operation of the Site or the information, content, or materials included therein.

8. INDEMNIFICATION

You agree to indemnify and hold harmless Financial Architects, Inc., its officers, and employees from any claims, damages, or expenses (including attorney's fees) arising from your use of the Site or your violation of these Terms.

9. GOVERNING LAW

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any legal action shall be filed in the courts located in Los Angeles County, California.

10. CHANGES TO TERMS

We reserve the right to modify these Terms at any time. We will notify users of any changes by updating the "Effective Date" at the top of this page. Your continued use of the Site after changes are posted constitutes your acceptance of the new Terms.

11. CONTACT US

If you have any questions about these Terms, please contact us at:

Financial Architects, Inc.

260 S. Los Robles Ave, Suite #217

Pasadena, CA 91101

Email: [email protected]

Phone: (626) 844-1195